Car Maintenance and Insurance Tips

Car maintenance guide

There are a few tips to remember when using your car in a monsoon:

Vehicle color

Rainwater has acidic components, which spoil the color of the vehicle. The monsoons should be given a protective coating to protect the color. It also protects against road salt, birds falling and heat. This makes it easier to clean the car and the paint stays longer.

Avoid corrosion

The underside of the vehicle comes in contact with water like other parts, which can cause rusting. As this part is not visible, it can easily be overlooked and is rusty and corrosive. Anti-corrosion treatments are available that can protect this part of the vehicle.

Dryers and brakes

Before the monsoons arrive, check the wiper blades and replace them in case of wear. Too much water affects the braking force of the brakes. The car should not stay in the water for long, as this can break the brakes.

Vehicle insurance with engine safety (Hydrostatic Loss Cover)

A hydrostatic lock occurs when the engine comes into contact with water through the value of the air intake to the vehicle. This water flow does not allow the engine to run and leads to the seizure of the engine called Hydrostatic Loss.

Avoid permanently starting the engine

It is painful if the vehicle gets stuck because the engine gets stuck in watery areas. However, it is even more damaging to the engine with constant spin and firing efforts. This will damage engine parts that result in a partial split or complete engine replacement.

Essentials

Make sure you have the right sets of equipment and essentials, such as rope, flashlight, Powerbank mobile phone, some snacks and juice in case you stay in the car for a few hours.

Don't forget and don't forget

When driving in the rain, the vehicle can have a very damaging effect. Some things to remember to ensure your vehicle safety and performance are:

Do not drive fast and keep a sufficient distance. If the vehicle is at low speeds, you can avoid the car from affecting the water. Turn on the headlights to make sure other vehicles can reach you in heavy rain. Don't put too much pressure on the brakes. Hard braking can cause the vehicle to slide forward.

If you are aquaplaning, do not brake the vehicle. You should drive slowly and take your foot off the accelerator to allow the car to drive at very low speeds. Do not attempt to turn the engine on and off forcefully if water enters. Most importantly, you drive slowly in watery areas and avoid built-up roads.

Car insurance

When renewing your vehicle insurance, buy tarpaulins, especially if you are in an area exposed to heavy rain and water abstraction. Optional car insurance options you should take are:

Engine cover: This cover will take care of all the repairs and replacement of engine parts that need to be done in the car due to rainwater damage.

Roadside Assistance: It helps to get help if you are stuck on the road during the monsoon due to the vehicle crashing. In this case, the assistance is sent by the insurer's external roadside support team.

Zero depreciation cover: This insurance is available for cars under 5 years of age and with this cover it is possible to use the full value of the settlement at the time of claim.

If you use these extra insurance covers in vehicle insurance, it will ensure that they will take care of them in the event of damage.